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Director, CPA and BAS AgentRead more about Neha NayyarNeha Nayyar
With over 15 years’ experience, Neha is the heart of Sum and Substance. Neha’s...- BookkeeperRead more about Sofi Oakley
Sofi Oakley
Sofi is a bookkeeper with 20 years of experience in account and bookkeeping positions,... - Assistant AccountantRead more about Ansh Nayyar
Ansh Nayyar
Ansh is an assistant accountant with a Master of Business Administration and years of... - Assistant AccountantRead more about Abhishek Mahajan
Abhishek Mahajan
Abhishek comes from a business background; his father owns a leather manufacturing business which...
Sum and Substance helps business owners with seamless solutions to day-to-day accounting and bookkeeping needs. We help you grow your business and touch the summit of success.
Are you finding it difficult to manage your business books? Then Sum and Substance is your reliable friend to help with this crucial responsibility. Not only will we fulfil your statutory accounting needs, but we will also look after the administrative issues and paperwork with utmost sincerity and dedication.
Sum and Substance aims to help you save time and money whilst you follow your passion.
Jobkeeper: Fair or Unfair
In March 2020 the government introduced the JobKeeper payment scheme; a response intended to keep more Australians employed while supporting business owners affected by the current economic downturn due to the global pandemic. This was a great initiative introduced by the government however due to a strict set of guidelines on who is eligible for…
MoreGet your Accounting System Sorted this Lockdown
I get it, you have more important things to do in your business than accounting right? While most people find doing their bookkeeping and accounting tiresome it is important to the overall health and wellbeing of your business. So, if you are using paper or excel and have been thinking of accounting softwares we’re here…
MoreAutomated Business Systems
Ask any small business owner what they need more of and the answer is always TIME! Running a small business is time consuming and there is often never enough of it. The second response is probably around cash flow. Small businesses need to operate on a lean budget and every dollar counts. So, what if…
MoreLet’s Talk About Accounting Systems
Ask any small business owner what they need more of and the answer is always TIME! Running a small business is time consuming and there is often never enough of it. The second response is probably around cash flow. Small businesses need to operate on a lean budget and every dollar counts. So what if…
MoreMore CoVID 19 stimulus measures for businesses
Less than 2 weeks after announcing a very generous stimulus package to both individuals and businesses the government has rolled out a second package that will operate in addition to the first package. The additional spend is equal to $66 billion across both households and businesses. This brings the total investment so far to $189…
MoreCOVID-19 Stimulus for Your Business
Last week the Federal Government released a stimulus package to help keep Australia’s economic head above water. While much of the stimulus package was focused on health resources (of course), there were also some big measures focused on economic stimulus, with small businesses getting a much needed boost in a few areas. In particular those…
MoreAutomation & Business
Ask any small business owner what they need more of and the answer is always TIME! Running a small business is time consuming and there is often never enough of it. The second response is probably around cash flow. Small businesses need to operate on a lean budget and every dollar counts. So what if…
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